Affordable Roof Financing Plans
We understand that roof repairs and replacements are often unexpected expenses. We've partnered with Hearth to offer flexible financing solutions to make protecting your home affordable.
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    Why Choose Roof Financing?


    Investing in a roof replacement for your Louisville home is one of the most important decisions you can make to protect your home and family. Roof financing allows you to address critical roofing issues immediately without depleting your savings or emergency funds. When facing damaged shingles, leaks, or structural concerns, waiting can lead to more extensive and costly damage to your home's interior, insulation, and foundation. 

    With our Hearth's financing options, you can upgrade to premium, longer-lasting materials that might otherwise be beyond your immediate budget. This investment not only enhances your home's appearance and value but also improves energy efficiency and provides peace of mind. Financing your roof project means getting the complete solution your home needs now, rather than settling for temporary fixes that may cost more in the long run.

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    Choose Your Perfect Roof Financing Plan


    Take advantage of our 3 flexible roof financing solutions designed to make protecting your home affordable and stress-free, with payment options tailored to your budget, timeline, and financial goals.

    • 6-month/no interest: Enjoy a 6-month promotional period where all interest charges are completely waived if you pay off your balance before the promotional period ends.
    • 5 Years/12.99% APR: Benefit from a competitive 12.99% APR spread over 120 months, providing predictable monthly payments for a decade.
    • Fixed Rate Plan: Access rates ranging from 9.99%-22.99% APR for 120 months, with your specific rate determined by your credit score.

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    Understanding Your Financing Plan with Hearth


    Navigating your roof financing options is straightforward with our transparent approach to payment solutions. When you select one of our financing plans, you'll receive a detailed loan agreement that clearly outlines your specific terms, interest rate, and payment schedule. For the 6-month interest waiver plan, you won't pay a penny in interest if you settle your balance in full before the period ends. 

    With our longer-term options, your payments are spread evenly across 120 months, making budgeting predictable and manageable. Our roofing specialists work closely with Hearth's financing team to ensure you understand exactly what to expect throughout the life of your loan. We believe in empowering you with the knowledge to make confident financial decisions for your home improvement needs.

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    Superior Roofing in Louisville, KY, and the Surrounding Area

    Trusted Local Residential Roofing Experts
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    Elite Contractors

    Our roofing company holds a GAF Master Elite certification, making our technicians the best choice for servicing your roof.

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    Accessible Financing

    A roof replacement shouldn’t put your financial future in jeopardy. Take advantage of our convenient financing and pay over time.

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    You deserve a company you can trust, and we maintain an A+ rating with the Better Business Bureau.

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    When you work with a family-owned local business, you know you’re getting a company that gives back to its community.

    How to Apply for Roof Financing


    Getting started with your roof financing application is quick and simple. The process begins with a free roof inspection and estimate from our experienced team at 44 Roofers. Once you've decided on the scope of your project, we'll help you complete the Hearth's application, which typically takes less than 10 minutes. In most cases, you'll receive a credit decision almost instantly, allowing you to move forward with your roofing project without delay. Once approved, you can schedule your roofing project immediately, addressing critical roof issues before they lead to more extensive damage. 

    This streamlined process ensures that your roof replacement or repair can begin promptly, often within days of approval, depending on our current schedule and material availability. Call us today at 502-233-7391 to schedule your free inspection and discuss your financing options with one of our knowledgeable roofing consultants who can answer any questions about the application process.

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    Our Process

    Step-1 Call
    STEP 1
    Contact us and schedule an inspection.
    Step-2 Evaluate
    STEP 2
    We evaluate and repair or replace your roof.
    Step-3 Protected
    STEP 3
    Rest easy knowing your house and family are protected.

    Frequently Asked Questions

    How do I determine which financing plan is right for my situation?

    The best financing plan depends on your timeline and budget. If you expect to receive funds within 6 months, Plan 2601 with its interest waiver option might be ideal. If you prefer smaller, predictable payments over a longer period, the 2832 Plan with its fixed 12.99% APR for 120 months could be better. The 9991 Fixed Rate Plan offers flexibility with rates based on your credit profile, making it suitable if you want a longer-term solution.

    Can I pay off my loan early without penalties?

    Yes, all of our financing plans through GreenSky allow for early repayment without any prepayment penalties. For Plan 2601, paying off your balance within the 6-month promotional period means all interest charges are waived completely. For the 2832 Plan and 9991 Fixed Rate Plan, paying off early will reduce the total interest paid over the life of the loan.

    What costs are covered by these financing plans?

    Our financing plans can cover all aspects of your roofing project. The approved amount depends on your creditworthiness and the total project cost. You can use your available credit for any roofing-related expenses.

    What Our Customers are saying

    Reviews
    • Testimonial Quote
      Frank Mcvay
      Positive: Professionalism, Punctuality, Quality, Responsiveness, Value
      Joey and his team treat you like family and do quality work. They take care of you from beginning to the end you could not ask for better people I would highly recommend this company.
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    • Testimonial Quote
      Sharon Poirier
      Positive: Professionalism, Punctuality, Quality, Responsiveness, Value
      My house was built in 1966 and the roof has seen better days, until Adams & Sons came. I needed a complete roof repair and had to take a loan out for it so I was skeptical. After 4 days my roof is literally brand new. No more leaks and my house is warmer too. I'll always recommend them.
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    • Testimonial Quote
      Darryl Copeland
      Positive: Professionalism, Punctuality, Quality, Responsiveness
      The team did an awesome job on my roof. They were very affordable and professional. Kim made this process so much easier than expected ! I highly suggest hiring these guys for your roofing needs!
      Google Reviews Icon
    Testimonial Quote
    Frank Mcvay
    Joey and his team treat you like family and do quality work. They take care of you from beginning to the end you could not ask for better people I would highly recommend this company.
    Google Reviews Icon
    Testimonial Quote
    Sharon Poirier
    On time did great quality. They give you extra shingles. Three year warrant. Very friendly. I would want them back. Picked up all the trash and nails. That was a special request because I have a dog. But they do it anyways.
    Google Reviews Icon
    Testimonial Quote
    Darryl Copeland
    The team did an awesome job on my roof. They were very affordable and professional. Kim made this process so much easier than expected ! I highly suggest hiring these guys for your roofing needs!
    Google Reviews Icon

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