Most roof emergencies around Louisville start the same way. A line of storms moves through in the afternoon, and by that evening there's a stain spreading across a bedroom ceiling. The tips for emergency roof repair below cover what to do in the first few hours, what to leave alone, and how to keep one […]
If you've recently filed a homeowners roof insurance claim for roof damage, you may have noticed that your initial payout was lower than you expected. Before you accept that number as final, there's something important to understand: what is recoverable depreciation and how it could mean hundreds, or even thousands, of dollars still owed to […]
When a homeowner notices roof damage on an older roof, a common question is, “Will insurance cover a 20 year-old roof?” In Kentucky, insurance may cover a roof of this age, but coverage depends on several factors, including the roof’s condition, the materials used, and the specific terms of the homeowner’s policy. Many insurers view […]
When severe weather strikes Louisville, the aftermath can be overwhelming. Beyond the immediate concern for your family's safety, there's the daunting task of assessing damage to your home; particularly your roof, your first line of defense against the elements. Knowing how to file a claim with homeowners insurance - including understanding insurance payout depreciation holdback […]
The Direct Correlation Between Roof Age and Insurance Premiums Does the age of your roof affect insurance rates? Absolutely, and the impact can be significant to your wallet. Insurance companies view older roofs as higher risk assets, often increasing premiums by 5-15% once a roof reaches 15 years old and potentially 25-50% at the 20-year mark. Many […]
Dark clouds roll in over the Ohio River. Lightning flashes and thunder crashes as golf ball-sized hail pelts Louisville neighborhoods. In the aftermath, homeowners survey the damage - missing shingles, dented gutters, and leaky attics. But the city's seasoned roofing pros are already gearing up, ready to restore and fortify Derby City's battered rooftops. So […]
